top of page
Merchant_Surcharge_Program_Header.jpg

Clover Capital
Program

Looking to expand, make renovations, or upgrade your equipment? With Clover® Capital, it’s easier than ever to turn your future credit card sales into working capital.

Turn sales into capital:

Sure you’re a small business. But that doesn’t mean you can’t think big. Let Clover Capital help.

Get funded quickly:

Once you’re approved, you’ll see your working capital in your account in just 3–5 business days.

Fast application process:

Complete and submit your application faster compared to traditional requests for capital. Applications are typically approved in 1–2 business days.

Easy to repay:

Clover Capital is based on your future sales, so you can feel confident in your ability to repay. The payment structure is managed through partial withholding of settlement funds.
Unlike a loan, Clover Capital has No fixed term, No fixed payment amount, No interest rate, No personal guarantee.

How it Works

Apply, Clover merchants

Log into your Clover Dashboard and click on Clover Capital on the left navigation bar. Follow the steps as indicated to complete your application. Not a Clover merchant? Contact your local business consultant about getting pre-approved and helping you with the application process.

Select desired advance

After you’re approved, you’ll be able to select the advance amount that works for you. The funds will be deposited into your account in three to five business days.

Repay based on your sales

Pay back the advance amount with a percentage of your sales. You pay more when your sales are strong; less if sales slow down.

bottom of page