ACH Payments
ACH Payments
ACH Payments

Fast & Secure Bank Transfers

Fast & Secure Bank Transfers

Fast & Secure Bank Transfers

Streamline payments with ACH—secure, fast, and cost-effective electronic transfers ideal for recurring billing, B2B, and large transactions.

Streamline payments with ACH—secure, fast, and cost-effective electronic transfers ideal for recurring billing, B2B, and large transactions.

Streamline payments with ACH—secure, fast, and cost-effective electronic transfers ideal for recurring billing, B2B, and large transactions.

Application mockup
Application mockup
Application mockup
Benifits

Why Choose ACH Payments?

We handle every aspect of your merchant business—so you can focus on growth.

Benifits

Why Choose ACH Payments?

We handle every aspect of your merchant business—so you can focus on growth.

Benifits

Why Choose ACH Payments?

We handle every aspect of your merchant business—so you can focus on growth.

Lower Fees:

Cut transaction costs compared to traditional credit card processing and keep more of your revenue with our low-fee payment solutions

Lower Fees:

Cut transaction costs compared to traditional credit card processing and keep more of your revenue with our low-fee payment solutions

Lower Fees:

Cut transaction costs compared to traditional credit card processing and keep more of your revenue with our low-fee payment solutions

Faster Deposits:

Receive funds directly into your business account within 1–2 business days for faster access to your money and smoother cash flow

Faster Deposits:

Receive funds directly into your business account within 1–2 business days for faster access to your money and smoother cash flow

Faster Deposits:

Receive funds directly into your business account within 1–2 business days for faster access to your money and smoother cash flow

Reduce Chargebacks:

ACH payments are verified and processed securely through the national Automated Clearing House network.

Reduce Chargebacks:

ACH payments are verified and processed securely through the national Automated Clearing House network.

Reduce Chargebacks:

ACH payments are verified and processed securely through the national Automated Clearing House network.

Perfect for Recurring Billing:

Ideal for managing recurring payments such as subscriptions, memberships, or utility bills—streamlining billing and improving customer retention

Perfect for Recurring Billing:

Ideal for managing recurring payments such as subscriptions, memberships, or utility bills—streamlining billing and improving customer retention

Perfect for Recurring Billing:

Ideal for managing recurring payments such as subscriptions, memberships, or utility bills—streamlining billing and improving customer retention

Streamlined Operations:

Automate collections and improve cash flow with secure electronic bank transfers that simplify payments and reduce manual processing time

Streamlined Operations:

Automate collections and improve cash flow with secure electronic bank transfers that simplify payments and reduce manual processing time

Streamlined Operations:

Automate collections and improve cash flow with secure electronic bank transfers that simplify payments and reduce manual processing time

Seamless Integration:

Works seamlessly with your existing POS system, payment gateway, or accounting platform—making setup simple and integration effortless

Seamless Integration:

Works seamlessly with your existing POS system, payment gateway, or accounting platform—making setup simple and integration effortless

Seamless Integration:

Works seamlessly with your existing POS system, payment gateway, or accounting platform—making setup simple and integration effortless

ACH Platform

How ACH Payments Work

ACH payments move funds directly between bank accounts through the secure Automated Clearing House Network. Once a customer authorizes the payment, funds are electronically transferred and typically settled within 1–2 business days. With built-in verification and encryption, Blackstone ensures every ACH transaction is processed safely and efficiently.

ACH Platform

How ACH Payments Work

ACH payments move funds directly between bank accounts through the secure Automated Clearing House Network. Once a customer authorizes the payment, funds are electronically transferred and typically settled within 1–2 business days. With built-in verification and encryption, Blackstone ensures every ACH transaction is processed safely and efficiently.

ACH Platform

How ACH Payments Work

ACH payments move funds directly between bank accounts through the secure Automated Clearing House Network. Once a customer authorizes the payment, funds are electronically transferred and typically settled within 1–2 business days. With built-in verification and encryption, Blackstone ensures every ACH transaction is processed safely and efficiently.

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Featured Image
Featured Image

Top Industries That Rely on ACH Payments

Top Industries That Rely on ACH Payments

Top Industries That Rely on ACH Payments

  • Subscription services

  • Utility companies

  • Government & Municipal Services

  • Professional firms

  • Schools

  • Nonprofits

  • Legal Services

  • Wholesale

  • Property managers

  • Manufacturing

  • Insurance Providers & Agencies

  • Religious Organizations & Churches

Developer Partner Program

Integrate. Earn. Scale with Blackstone Merchant Services.

Developer Partner Program

Integrate. Earn. Scale with Blackstone Merchant Services.

Developer Partner Program

Integrate. Earn. Scale with Blackstone Merchant Services.

Why Developers Choose Our Merchant Service Integration

Build modern merchant solutions with our unified API. Enable recurring payments, subscriptions, and invoicing with ease. Fast integration, full documentation, and flexible deployment—so you can launch and scale quickly.

Why Developers Choose Our Merchant Service Integration

Build modern merchant solutions with our unified API. Enable recurring payments, subscriptions, and invoicing with ease. Fast integration, full documentation, and flexible deployment—so you can launch and scale quickly.

Why Developers Choose Our Merchant Service Integration

Build modern merchant solutions with our unified API. Enable recurring payments, subscriptions, and invoicing with ease. Fast integration, full documentation, and flexible deployment—so you can launch and scale quickly.

Earn Residuals & Expand Your Fintech Portfolio

Get paid monthly as your clients process payments. Every integration generates residual income while enhancing your fintech offerings and credibility. Partner with Blackstone and grow your revenue—one transaction at a time.

Earn Residuals & Expand Your Fintech Portfolio

Get paid monthly as your clients process payments. Every integration generates residual income while enhancing your fintech offerings and credibility. Partner with Blackstone and grow your revenue—one transaction at a time.

Earn Residuals & Expand Your Fintech Portfolio

Get paid monthly as your clients process payments. Every integration generates residual income while enhancing your fintech offerings and credibility. Partner with Blackstone and grow your revenue—one transaction at a time.

FAQ's

Frequent questions

These questions are asked by many of our users

FAQ's

Frequent questions

These questions are asked by many of our users

FAQ's

Frequent questions

These questions are asked by many of our users

What is an ACH payment?

An ACH payment is an electronic bank-to-bank transfer processed through the Automated Clearing House Network. It allows businesses to send or receive payments directly from customer bank accounts without using paper checks or cards.

How long do ACH payments take to process?

Most ACH payments are completed within 1–2 business days, though same-day ACH options are available for faster funding.

What are the main benefits of ACH payments for businesses?

ACH payments offer lower fees, faster deposits, and reduced chargebacks compared to traditional credit card or check payments.

Is ACH payment processing secure?

Yes. ACH transactions use bank-level encryption and go through a federally regulated clearing network, ensuring safety and compliance with NACHA and PCI standards.

Can I use ACH for recurring billing or subscriptions?

Absolutely. ACH is ideal for recurring payments, such as memberships, utilities, or service subscriptions, because it automates billing and reduces missed payments.

What industries use ACH payment processing the most?

ACH is widely used in real estate, healthcare, education, government, professional services, and nonprofits for collecting rent, tuition, invoices, and donations.

What’s the difference between ACH and wire transfers?

ACH transfers are batch-processed, lower-cost, and often take 1–2 days, while wire transfers are real-time but more expensive and used for one-time large payments.

How can I start accepting ACH payments with Blackstone Merchant Services?

Getting started is easy — simply apply for a merchant account, and once approved, you can begin accepting ACH and electronic check payments directly through your POS or online gateway.

What is an ACH payment?

An ACH payment is an electronic bank-to-bank transfer processed through the Automated Clearing House Network. It allows businesses to send or receive payments directly from customer bank accounts without using paper checks or cards.

How long do ACH payments take to process?

Most ACH payments are completed within 1–2 business days, though same-day ACH options are available for faster funding.

What are the main benefits of ACH payments for businesses?

ACH payments offer lower fees, faster deposits, and reduced chargebacks compared to traditional credit card or check payments.

Is ACH payment processing secure?

Yes. ACH transactions use bank-level encryption and go through a federally regulated clearing network, ensuring safety and compliance with NACHA and PCI standards.

Can I use ACH for recurring billing or subscriptions?

Absolutely. ACH is ideal for recurring payments, such as memberships, utilities, or service subscriptions, because it automates billing and reduces missed payments.

What industries use ACH payment processing the most?

ACH is widely used in real estate, healthcare, education, government, professional services, and nonprofits for collecting rent, tuition, invoices, and donations.

What’s the difference between ACH and wire transfers?

ACH transfers are batch-processed, lower-cost, and often take 1–2 days, while wire transfers are real-time but more expensive and used for one-time large payments.

How can I start accepting ACH payments with Blackstone Merchant Services?

Getting started is easy — simply apply for a merchant account, and once approved, you can begin accepting ACH and electronic check payments directly through your POS or online gateway.

What is an ACH payment?

An ACH payment is an electronic bank-to-bank transfer processed through the Automated Clearing House Network. It allows businesses to send or receive payments directly from customer bank accounts without using paper checks or cards.

How long do ACH payments take to process?

Most ACH payments are completed within 1–2 business days, though same-day ACH options are available for faster funding.

What are the main benefits of ACH payments for businesses?

ACH payments offer lower fees, faster deposits, and reduced chargebacks compared to traditional credit card or check payments.

Is ACH payment processing secure?

Yes. ACH transactions use bank-level encryption and go through a federally regulated clearing network, ensuring safety and compliance with NACHA and PCI standards.

Can I use ACH for recurring billing or subscriptions?

Absolutely. ACH is ideal for recurring payments, such as memberships, utilities, or service subscriptions, because it automates billing and reduces missed payments.

What industries use ACH payment processing the most?

ACH is widely used in real estate, healthcare, education, government, professional services, and nonprofits for collecting rent, tuition, invoices, and donations.

What’s the difference between ACH and wire transfers?

ACH transfers are batch-processed, lower-cost, and often take 1–2 days, while wire transfers are real-time but more expensive and used for one-time large payments.

How can I start accepting ACH payments with Blackstone Merchant Services?

Getting started is easy — simply apply for a merchant account, and once approved, you can begin accepting ACH and electronic check payments directly through your POS or online gateway.

Maximize Growth

Start Accepting Payments Today

Getting started is easy. Whether you’re a new merchant or looking to upgrade your current payment system,Blackstone makes onboarding seamless.

Maximize Growth

Start Accepting Payments Today

Getting started is easy. Whether you’re a new merchant or looking to upgrade your current payment system,Blackstone makes onboarding seamless.

Maximize Growth

Start Accepting Payments Today

Getting started is easy. Whether you’re a new merchant or looking to upgrade your current payment system,Blackstone makes onboarding seamless.

Quick setup and approval

Fast and easy approval—start accepting payments within 24–48 hours!

Quick setup and approval

Fast and easy approval—start accepting payments within 24–48 hours!

Quick setup and approval

Fast and easy approval—start accepting payments within 24–48 hours!

Secure and compliant gateway

Protect every transaction with PCI-Level 1 security and full compliance for safe, reliable payments.

Secure and compliant gateway

Protect every transaction with PCI-Level 1 security and full compliance for safe, reliable payments.

Secure and compliant gateway

Protect every transaction with PCI-Level 1 security and full compliance for safe, reliable payments.

Dedicated support team

Expert help available whenever you need it—fast, friendly, and reliable.

Dedicated support team

Expert help available whenever you need it—fast, friendly, and reliable.

Dedicated support team

Expert help available whenever you need it—fast, friendly, and reliable.

Start Accepting ACH Payments Today

Simple application, quick approval—start accepting payments as soon as the next day!

Start Accepting ACH Payments Today

Simple application, quick approval—start accepting payments as soon as the next day!

Start Accepting ACH Payments Today

Simple application, quick approval—start accepting payments as soon as the next day!

Logo

© Blackstone Merchant Services, Inc. — 2025 – 2026. All Rights Reserved.

Blackstone Merchant Services, Inc. is a registered ISO of Citizens Bank, N.A., Providence, RI. The Clover name and logo are owned by Clover Network, Inc., a wholly owned subsidiary of First Data Corporation, and are registered or used in the U.S. and many foreign countries. All other trademarks, service marks, and trade names referenced in this material are the property of their respective owners.

English
Logo

© Blackstone Merchant Services, Inc. — 2025 – 2026. All Rights Reserved.

Blackstone Merchant Services, Inc. is a registered ISO of Citizens Bank, N.A., Providence, RI. The Clover name and logo are owned by Clover Network, Inc., a wholly owned subsidiary of First Data Corporation, and are registered or used in the U.S. and many foreign countries. All other trademarks, service marks, and trade names referenced in this material are the property of their respective owners.

English
Logo

© Blackstone Merchant Services, Inc. — 2025 – 2026. All Rights Reserved.

Blackstone Merchant Services, Inc. is a registered ISO of Citizens Bank, N.A., Providence, RI. The Clover name and logo are owned by Clover Network, Inc., a wholly owned subsidiary of First Data Corporation, and are registered or used in the U.S. and many foreign countries. All other trademarks, service marks, and trade names referenced in this material are the property of their respective owners.

English